The seeds of ignoring the deficit go back to the great Congressional compromise in the mid-60s when the Administrative State was built to guarantee career longevity at a cost of never being tied personally to anything. The AS does everything under nominal Congressional oversight, and Congress pays for it, never turning down the opportunity to write obscene checks.
This place in history has been ordained for a long time. To me the only way to prepare is assets, useable assets. A roof, a furnace, tangible skills that can maintain the assets, a paid for vehicle, etc.
I don’t see any other way out.